includes everything in the Credit Polish plan but adds the additional value of inquiry targeting and up to 10 challenges to the three credit bureaus every dispute cycle. While Credit Saint's most basic package option starts at $79.99 per month, Lexington Law's lowest service level starts at $89.85 per month. How did we arrive at this conclusion? If youre considering a credit repair service, its important to take positive and negative reviews as a whole before you make a decision. There is something scary about looking at your credit report and finding items that you do not find justified or valid. Where can you find the best online couples therapy? Credit Saint customers know that they can get their money back if there have been no removals in 90 days. If you have challenging credit history, it makes all of these things more complex and frustrating. It leverages digital partnerships to facilitate electronic disputes and provides personal finance tools in its mobile app. For instance, you can check reviews on Credit Saint on Google Reviews. Furthermore, you get inquiry targeting, score analysis, creditor interventions, score tracker, and Experian Monitoring. The Lexington Law firm provides three pricing options: Compared to Credit Saints Clean Slate plan, the Advanced plan certainly has more features, and its only going to cost you $129.95, about $10 more. While it doesnt always work, there is still a chance of success. This may impact how, where, and in what order products appear. It's no secret that businesses want to know what consumers think. If you add a family member from the same household to the service, Credit Saint will waive the $99.00 initial work fee for this member (or members). To help you make a clear decision, we highlighted the most important features you should factor into your decision-making process. This happens through negotiations with creditors, removing negative information reported to credit bureaus, and other strategies. Lexington Law utilizes digital partnerships and patented technology to minimize their reliance on snail mail. Credit Saint operates on a 45-day dispute cycle. Heres a comparison chart to help you understand all the differences between the two companies: Launched a few years after Credit Saint, The Credit Pros has featured on the list of the 5,000 fastest-growing companies in the U.S. for five years in a row. Lets get started: Lexington Law traces its origin to 1991 and initially dealt with consumer advocacy issues. Pay For Delete Letter Template For Credit Repair, Sky Blue Credit vs Credit Saint: Best Credit Repair Companies. A good credit repair company will not only help you remove negative items from your credit report from late payments to identity theft, but they will also help you understand your credit score and guide you on how to boost your score and keep it on track long-term. Learn more about our process. Think about a loan that you never took but it appears on your report due to an administrative error. If you are working to repair your credit, youve likely spent extensive time trying to. We break down the benefits and possible drawbacks of both services, so you can choose whichcredit repairservice is right for you. After examining the pricing packages of both providers, you will not necessarily save a lot of money by choosing between the top packages offered by the two services. They also have mobile apps for easier progress tracking. Here are some of the main advantages of choosing this repair firm: With some pros come some cons; here they are: Lets start with positive Credit Saint reviews, and theyre literally everywhere you look. While Lexington Law does leverage in-house legal expertise, it is currently facing a class action law suit by the Consumer Financial Protection Bureau (CFPB). Credit Saint vs. Lexington Law: Who is Better? Is Credit Saint or Lexington Law Cheaper? Learn more >. Which paid survey companies are the best? Both Credit Saint and Lexington Law will require your full commitment. In addition to this, there are several other issues that the company can take care of on your behalf. Lexington Law also offers its own smartphone app, which is available for both Apple and Android devices. This plan costs customers $139.95/month. And this gives you a chance to ask questions and explore your options. As with any credit repair service, the length of time required to see movement in your score depends on your unique situation. Its not necessarily a reflection of the quality of their services. Its one of the biggest highlights of the service and a recurring theme in their customer reviews. There is a one-time $195 sign-up fee, and then youll pay $119.99 every month youre enrolled. Unlike other credit repair firms, Lexington Law has been founded by qualified lawyers who know the industry well. It includes all of the services of the other plans but also adds the value of unlimited challenges to the three credit bureaus. Customers expect to see immediate results. This is not found in the other two packages, and depending on the severity of your situation, you may need more than 5 10 disputes to truly move the needle. Monthly pricing is more expensive than Credit Saint. Since that time, they've opened offices in 17 states and become licensed in most of the rest. If you do choose to use a credit repair company, Lexington Law and Credit Saint will be among your top options. Despite its ongoing regulatory troubles, Lexington Law gets overall positive reviews from past and current customers. The firm offers 3 credit repair plans to suit different needs, along with a 90-day money back guarantee. Free consultation and 90-day money-back guarantee. Our reviewers evaluate products and services based on unbiased research. For most people,disputing negative itemsis the main goal of credit repair, and this is what you get with the Concord Standard level of service. Credit Saint vs. Lexington Law Credit Repair. Our goal: to inform and educate Americans with low credit scores, helping them improve their scores on their own or through credit repair services. Their inquiry assistance program will help you remove late payments, judgements, and other negative items from your credit report. These things suggest the companys customer service pleases its customers. Credit Saint has received the best reviews of pretty much any credit repair company in the business due to their strong reputation. In contrast, Lexington Law's BBB rating is only a C. Review winner: Credit Saint Credit Repair Results of LExington Law Vs. Credit Saint Thats because you will need to work with someone to identify potential dispute candidates. These include: Credit Saint works by preparing custom arguments for each item and can help increase your credit score to help you get more loans at an affordable rate and enjoy a better financial life. By comparing the pros and cons of each platform, you will know the best company to choose based on your needs. On the other hand, Lexington Law is quite vague about the speed of their service. 250 Pehle Ave #200, Saddle Brook, NJ 07663, United States. Lets take a closer look at their pricing packages and provided features: Creditsaint allows customers to choose from three pricing packages: Its their most advanced package, and customers will pay an initial work fee of $195. Finally, we like that Credit Saints pricing structure is transparent, and the monthly prices seem reasonable for the provided service. Credit Saint has an A+ rating, which is an amazing sign of a good, trustworthy company. Although both companies have remained in business for a long time, are well-known, and have served many clients, deciding which one to use is a matter of personal preference. They will pay an initial setup fee of $99 and only part with $99 for the monthly membership. So, compared to Credit Saint, its a cheaper option. The results are processed in order to detect spammy and fake feedback. Both companies have been in business for several years and offer quite a bit in terms of credit repair services and additional services. Sky blue charges up front. Lexington Law and The Credit People are both top-ranked companies that are well known for providing quality credit repair services. However, we must mention that Credit Saint does not make any such promises and there is no guarantee that the removal of any item will cause your credit score to improve. As you start to explore the possibility of credit repair, you'll soon see that there are many providers hoping to gain your business as a client. You can get in touch with a credit repair company like Credit Saint and have them do the job for you. If we feel this product or service is not to our standards we will not recommend solely due to money. Both firms also offer free consultations. In business since 2004,Credit Sainthas been helping people repair their credit for nearly two decades, making it one of the oldest credit repair companies in the industry. In the Google Play store alone, Lexington Law has an average 4.5-star rating out of more than 18,000 reviews. Opinions expressed on this site are the authors alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. Consistently ranked as the top service on finance sites, Offers unlimited challenges per dispute cycle, Free non-obligatory credit repair consultation, Tailors services and disputes to each situation, 90-day refund policy means a worry-free service, Offers education on other ways to optimize scores, Intuitive dashboard for tracking challenges, Responds to complaints with care and attention. (2023), Lexington Law vs. Credit Saint: Credit Repair Packages and Price, Credit Saint vs. Lexington Law: Educational Resources. Maura Healey's tax proposal would overhaul the estate tax and short-term capital gains tax. Get started today with a FREE credit consultation. Additionally, Credit Saint has not been involved in any lawsuits brought about by disgruntled customers or the Consumer Financial Protection Bureau (CFPB). Most of the actions taken on your behalf by a credit repair service can be done on your own. Yes, Credit Saint is a legal company offering services in most parts of the country. You will find excellent online resources on the platform to help you know more about how credit scores work and what you can do to have an impressive score. Credit repair services typically charge a one-time setup fee and monthly service fees. However, you will also have to pay a $99 first-work fee that is charged within 7 days of opening an account. Again, these are things you need to consider. One-time fees range from $19 to $195, and monthly fees from $29 to $159.95. The following are some of the most frequently asked questions and answers regarding Lexington Law versusCredit Saint. The two businesses provide similar services. A look at the BBB website shows that Lexington Law does actively respond to negative customer reviews posted by clients. Now, lets compare some key features of the best credit repair services: From this overview, you may have gathered that both services offer similar pricing plans. Credit Saint BBB rating is pretty impressive. Credit Saint operates on a 45-day dispute cycle. They provide various templates you can use when challenging the bureaus and information furnishers. For this reason, many people enlist the help of a credit repair company to assist with the task. When comparing Lexington Law vs. Credit Saint, its also vital to compare the educational resources. It is one of the few companies that have an A+ Better Business Bureau rating. The company goes the extra mile to help clients have a strong credit score by offering free consultation and great tips. 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