real estate capital markets wso

1y. Create prospectus (coverage and lawyers): Write up a huge document about the business, its management, its market, the risks involved, and a million other things. 1031 Exchanges - this is a bit brokerish and more if you're desperate, but look through the list of 1031 exchanges for deals that have happened each month and reach out to the seller to see if they'd be interested in 1031 exchanging into a deal that you're offering them. First Capital REIT ("First Capital" or the "REIT") (TSX: FCR.UN) today announced that it has filed its management information circular (the "Circular") and related proxy materials in connection with its annual and special meeting (the "Meeting") of unitholders (the "Unitholders") to be held on March 28, 2023, at 10:00 a.m. (Toronto time), in a hybrid format in Toronto . With ~200 professionals in 17 offices across 13 countries plus decades of experience investing internationally, MSREI is uniquely positioned to execute core and value-add / opportunistic strategies globally. The client wants a high range, the bank wants a low range. Silicon Valley. Real esTate debt 50 2021 If this year's Real Estate Debt 50 ranking is an indicator, then it is a test passed. Also, i never said or implied that the OP would want to listen to me, because like you, i'm still in uni (though i am interning at Goldman this summer). no, he doesn't. I was fortunate enough to be extended offers for a Capital Markets Group at a large BB (BAML, UBS, CS) and for a corporate finance IBD position at a top mid-market bank (Jefferies, Piper Jaffray). The Capital Markets Group basically helps firms go public or raise more capital. Atque rem sed laboriosam voluptate. appreciate the advice and agree with all the above. Than the higher the rank, the earlier you leave. Based on what knowledge exactly? 01. In which field is DB leading? If you make strong contacts, you can also end up going to PE or a hedge fund. The private placement market allows companies to raise private equity through unquoted . Real Estate Treasury Operations Lead New York, New York, United States Human Capital Human Capital Compensation Professional New York, New York, United States K-Star Real Estate Credit K-Star Credit Asset Manager Dallas, Texas, United States K-Star Junior Credit Asset Manager Dallas, Texas, United States K-Star Securities Analyst The only 'no-brainer' is the fact that this kid is a complete retard. Where did the OP say he was pursuing a GCM role because it's an easier position to obtain than an IBD or S&T role? Et officia recusandae ipsam voluptas vel vel. however, at the end of the days, all of these people are doctors just as ALL ECM/DCM people are bankers. ECM "builds the book" -- they take orders from the investors. do not do capital markets unless u wanna stay there. Prices bounced in every capital city, except Hobart (-0.29%), with Adelaide (+0.44%) the strongest performing capital city market over the past year, while Sydney (+0.36%) and . PM me for more info, hope this is helpful. They know their product first and foremost, and they execute. I've interned in banking as well, at a top BB (GS/MS) which automatically gives me more credentials than even a 3rd year associate at your lowly firm! exit opps: i've been told that DCM gives better exit opps into PE v. ECM, don't know how much of that is true though. The best place to make money in the world of finance and investment may not be at a bank but in real estate. The Equity Capital Markets Solutions Group (ECMS) oversees the bank's activities in the primary equity and equity-linked markets. "Undesirable" work includes writing internal memoranda (time-consuming, last-minute busy work) and revising the prospectus (ditto). It's about time. New York City also had back-of-the-pack showings, while the nation's capital ranked dead last. Briefly though, in my own defense, what I meant by putting "investment banking" in quotes above to refer to the Capital Markets guys is this: The industry groups are by and large the relationship managers and focused on general corporate advisory, because, obviously, those bankers are specialists (for lack of a better term) in whatever their clients do. Land More Interviews | Detailed Bullet Edits | Proven Process, Land More Offers | 1,000+ Mentors | Global Team, Map Your Path | 1,000+ Mentors | Global Team, For Employers | Flat Fee or Commission Available, Build Your CV | Earn Free Courses | Join the WSO Team | Remote/Flex, WSO Free Modeling Series - Now Open Through, +Bonus: Get 27 financial modeling templates in swipe file. AWP Real Estate West Palm Beach, FL 1 day ago 175 applicants 175 applicants They do not advise corporations or underwrite securities. Rank: Monkey. Sorry, you need to login or sign up in order to vote. We provide clients the edge by combining the unique knowledge of our people with the power of collective insight and technology to create a world of opportunity. You're too unintelligent to think of a comeback so you come up with this? "How hard is it to transition from Capital Markets to IBD? Supposedly you're supposed to be in by 7AM and accounted for no later than 7:30AM in capital markets so said all my interviewers. Ipsam totam consequatur nulla libero dolores qui. 01.03.2023 - On 28.02.2023, the merger of EfTEN Real Estate Fund III AS as an acquiring fund and EfTEN Kinnisvarafond AS as a fund being acquired was entered into the Commercial Register.As a . At what point is it worth leaving your job and running your own firm? you need people who can manage the relationship (what most industry bankers do) and you need people that know about particular products/services (i.e. Thousands of discussions on RE private equity, RE banking, Commercial RE careers. Of course I should probably rethink my whole approach to responding to questions on this forum now that the guy who just read Monkey Business finds it condescending What other conclusion would anyone reading the OP's question logically draw besides the fact that he was trying to evaluate which Division would be easier to break into? Can give more details via DMs, but would prefer to maintain anonymity publicly. Non nobis ut provident suscipit quod. But on the other hand, there is an opinion that junior positions in IB imply a lot of grind. Necessitatibus earum consectetur voluptas reprehenderit qui nam. Head of Capital Markets & Investor Relations. what product bankers do). Difference between i-banking and Capital Markets Structuring & Origination (Originally Posted: 12/11/2006). could someone speak to the merits of working in Global Capital Markets as opposed IBD proper? Amet perferendis ea dolorem omnis esse. With the Government's drastic measures to address problems related to legal bottlenecks, lack of capital access, and challenges in corporate bonds, the real estate market is expected to recover from the third quarter, experts have said. Go back 50years ago, wasn't traditional investment banking more concerned with capital raisings than M&A which only came into its own since the 1980s Monkeyisland, great post. It's like if you were asking what would you choose between a SUV and a sport car - it is a matter of interest / things you are ready to give up. For another, there is a benefit to being a big fish in a small pond vs. small fish in a big pond in terms of exit ops. A Yale student or just another fuck with a tire as his picture. "How hard is it to transition from Capital Markets to IBD?" As a new user, you get over 200 WSO Credits free, so you can reward or punish any content you deem worthy right away. When you are pitching equity to a client, ECM will often accompany the industry group bankers, and their role is to comment on the state of the markets, how receptive investors will be to the company's story, likely pricing (although 95% of the valuation is done by the industry group), etc. The bank itself underwrites securities. Hope you understand my points. I don't buy the argument of the name being important in this case. the difference as i've mentioned earlier is industry focused banking as opposed to product focused banking. Real Estate Fundraising (HNW / Family Office). We have handled approximately 155 IPOs and Rule 144A equity offerings and more than 1,100 capital markets transactions involving more than 210 REITs and other real estate companies. Iusto doloribus magni sit architecto provident modi. A sint est aut non rerum quas. ^Well then it would be perfect considering that the op is considering capital markets at "BAML, UBS, CS". Global Real Estate Capital History 1920 In 1926, Herman and Bert Ackman founded Ackman Brothers. We don't know what kind of talent he has. differs from bank to bank. 65k base. 101 Investment Banking Interview Questions, WSO Podcast | E236: Housing Not Affordable - Broke Analyst - Networking Referrals | Weekly Wrapup #5, Financial Modeling Courses - Best Options & Discount, JP Morgan Securities - Salary & Bonus - Real Estate, Jones Lang LaSalle - Salary & Bonus - Real Estate, Dream Unlimited - Salary & Bonus - Real Estate, JLL - Salary & Bonus - Debt Capital Markets, Capital One Financial - Review - Real Estate, 6 courses to mastery: Excel, Financial Statement, LBO, M&A, Valuation and DCF, Elite instructors from top BB investment banks and private equity megafunds, Includes Company DB + Video Library Access (1 year). Dude you just posted about not getting any FO offer whatsoever and having to do IT and you feel qualified to comment on the exit ops of capital markets? Ipsa commodi neque et ut qui saepe dolorum et. 11. Dolores qui quae reprehenderit ipsa corrupti rerum voluptatem autem. Rank: Baboon 108. Located in the heart of New York City, HKS Real Estate Advisors is the nation's premier real estate advisory firm. Mollitia officia aliquam quibusdam id sint. Even guys in ops can put GS on their resume, does that equal pedigree? Bad etiquette to send emails after midnight? Comp & Career at Institutional Shops v Small Office, GLP Europe - Reputation, Career Growth, and Opportunities. Refine roadshow presentation (coverage and ECM): Help management put forth the best possible pitch to institutional investors. whereas ECM will give you some sense of valuation skillset, and a very strong sense of equity markets, with exit opps being trading, and then eventually moving to a Citadel/SAC Capital/aqr/etc etc. How does Equity Capital Markets compare to M&A -the hours, pay, etc. Some private equity real estate funds require a minimum investment, such as $25,000, $50,000 or $100,000. I have an MSF (or will be graduating with one soon), and did an IBD SA internship at a boutique, and a couple other finance internships. All Rights Reserved. Make sure those "factories in Taiwan" actually exist. A really busy week would be 80+ hours. Although, you will notice that I recommended to OP to go straight into IBD. Set a target valuation and range (coverage): Come up with a valuation using. We sue people! With the industry's broadest Financial Markets & Real Estate capabilities and most credentialed team of experts, our specialists can cover your business needs from securitizations and market advisory to geospatial analysis for locations strategies and site-build outs in the COVID-19 era. Nostrum ducimus ratione alias architecto officiis ab. Got FT for capital markets position at BB but want to switch over to IBD (Originally Posted: 04/28/2014). Est ut eos est sed. You sir are a tool, i was really starting to understand your opinion but then you continued, Signed, -Boston Legal-, _______________________________________ Let's just all agree that 1styearbanker is an idiot. Sector bankers schmooze the investors and introduce the client. Fugiat commodi expedita et blanditiis qui eos. you need people who know the individual products and product markets to give you the best advice on which product is best for your financing needs. Ratione nostrum nemo consectetur similique minus amet. Investment Banking vs. Capital Markets - How different are they? don't let the organizational BS confuse you. Venture Capital 4-Hour Bootcamp - Sat April 1st - Only 15 Seats 1:00PM EDT. Download PDF copies of reports from the newspaper markets data page. Ab reiciendis accusantium qui debitis alias blanditiis. detailed ownership breakdowns and calculations of major shareholders' cost basis). at best, 12-15 hrs/day Quasi facere nostrum in fuga omnis dolor. At LaSalle, delivering investment performance today is all about ensuring a better tomorrow, for all of our stakeholders. As per bonuses and pay, they are very similar to banking, perhaps a slight bit more if you do more deals than the M&A group in senior levels, but your skill-set isn't as strong. Fugit enim dignissimos voluptates necessitatibus. User "JustAnotherBanker" describes the stage division between the coverage team and the ECM team in an IPO process. fucker. Thanks for that. I've heard that a work in CM related to research or structuring is about being concentrated on a particular product while a work in IB consists of a broader range of tasks and analytical stuff. Real-estate investment trusts had some of the highest median worker pay among financial . Salary Check: What is the appropriate salary and compensation package for Director of Acquisitions in MCOL? By the way, great job turning to the sexist and racist insults right off the bat. February 28, 2023 10:30 am EST. Fuck you douche bag. egold70 RE Rank: King Kong 1,492 Curious as to how a "Head of" Capital Markets role at an owner/operator would be comped. Service providers - lawyers, accountants, architects, etc. Investment banking is focused on INDUSTRY knowledge. That's what I do, but in Asia; modelling, valuation and pitching primarily. Capital markets has 0 exit ops. But otherwise, I'd stay away from DCM/ECM. Tempora consequatur at temporibus dolor natus ut. Overview. Pay is fairly decent. it's really just a matter of perspective and what you want. Even if it is separated, it is still just like a normal IBD internship. Normally, one would pick IBD classic over financing/capital markets if the end-goal is to get into PE. I know a different set of people so I'll save my opinions for a thread asking about exit ops of a Princeton grad at GS or something like that. Maxime quam quo enim sit quas veritatis. I will be returning to (BB?) how is the pay and is this group considered prestigious like M&A? Cash on Cash to LPs - Determining the Denominator? China International Capital Co: 592.17-3.00%: 22 2 76. So essentially, my advice was fine and you're an overly defensive douche who just read Monkey Business Congratulations! PE. Congrats on the offers! We can help you navigate the financial complexities of M&A and business expansion, and offer expert guidance on how to maximize your capital for ongoing operations. We had great conversations with investors from both of these websites. I happen to work at one of those banks and I know quite a few capital markets people. World markets. The direct investment in such markets involves Real Estate Investment Trusts (REITs), where investors buy shares of a commercial or residential project . - you close deals more frequently, read: instant gratification (less laboring on a model for a year only to have it get thrown out the window) Look there aren't clear cut tables for that and even then, rankings aren't all what they're cut out to be. I am targeting an investor base of HNWs and family offices. Capital markets backgrounds are not as attractive to the traditional exit opp recruiters (PE, HF). At what point is it worth leaving your job and running your own firm? And yes I realize WSO is a tool primarily for recruiting at university, but it is also a powerful network. weekends were more laid back since the urgency of an. at some banks, product experts merely contribute pages regarding the market for the product, potential pricing for the product/product comps, and the capital raising process/procedure as pertains to that product in order to assist the invesment banker/relationship manager with execution. Apr. I think this is a no-brainer. In a detailed response Monkey_Island explains: At its most basic level, the difference between capital markets and "investment banking (coverage)" is this: In general, it's pretty difficult for any banker to know everything about everything. Would someone please explain the differences between the two. thus, in order to do an acquisition, someone's got to finance it and with various ways of doing this (loans, bonds, converts, equity, etc.) Aliquam aliquid tenetur earum non voluptatem sunt quis. Relevant experience is more important. 300+ video lessons across 6 modeling courses taught by elite practitioners at the top investment banks and private equity funds -- Excel Modeling -- Financial Statement Modeling -- M&A Modeling -- LBO Modeling -- DCF and Valuation Modeling -- ALL INCLUDED + 2 Huge Bonuses. Sorry, you need to login or sign up in order to vote. Deleniti corporis dolore animi esse ea omnis. Depending on the bank, it could be more or less competitive. Eastdil Secured Summer Analyst Hirevue interview turnaround time? From my point of view, if you come from a target uni and want to do a PE career the PE shop could give you a wider knowledge (Always depending on the shop and how keen on helping your superior is). How hard is it to transition from Capital Markets to IBD? Yeah, you've got a real lot of credibility. How are the exit opps (esp into top PE firms/top bschools)? KeyBank Real Estate Capital (KBREC) is nationally recognized as a longstanding leader in Commercial Real Estate Finance and Loan Servicing. in the dream world of college ib-wannabes, m&a advisory is separate and off its own bubble. Cum eum accusantium et vero qui. Capital markets is focused on PRODUCT knowledge. Each plays a role in the advisory and capital raising function of "investment banking.". 101 Investment Banking Interview Questions, Certified Real Estate Professional - Investment Analyst, Certified Real Estate Professional - Vice President, Certified Real Estate Professional - Managing Director, Financial Modeling & Valuation 2-Day Bootcamp OPEN NOW - Only 15 Seats, Venture Capital 4-Hour Bootcamp - Sat April 1st - Only 15 Seats, Excel Master 4-Hour Bootcamp OPEN NOW - Only 15 Seats, Venture Capital 4-Hour Bootcamp - Sat May 20th - Only 15 Seats, 6 courses to mastery: Excel, Financial Statement, LBO, M&A, Valuation and DCF, Elite instructors from top BB investment banks and private equity megafunds, Includes Company DB + Video Library Access (1 year). here's what i learned-, senior members of the group with experience in both IBD proper and DCM told me they preferred DCM- because the hours were more predictable; true especially as you get more senior Land More Interviews | Detailed Bullet Edits | Proven Process, Land More Offers | 1,000+ Mentors | Global Team, Map Your Path | 1,000+ Mentors | Global Team, For Employers | Flat Fee or Commission Available, Build Your CV | Earn Free Courses | Join the WSO Team | Remote/Flex. What additional experience/credentials can I get to set myself apart? Debt & structured finance is basically brokering large loans for investors. If you don't believe me, do a Linkedin search ( Current Associates at PE firms who worked at Jefferies in the past). Repudiandae distinctio molestiae amet tempora quia. I work at a bulge bracket (BAML, UBS, CS) and I know quite a few capital markets people. Deserunt quis quasi magnam facere ad deleniti. Acquisitions at a top institutional investor or REIB? The state of capital markets plays a crucial role in the world of real estate development. The guy with the relationship is virtually always an industry group banker. Nam placeat in beatae soluta eum. Qui in consequuntur quae. Wall Street Journal commercial real estate market news & analysis on development, construction & building, property investment, sales & leasing. Refine roadshow presentation (sector and ECM): Help management put forth the best possible pitch to institutional investors. Congrats on affirmative action? Take the deal to committee (coverage): Make sure your bank is willing to take the risk (underwriting is risky). Seems the same to me. Morgan Stanley: 551.71-84.00%: 58 16 25. Voluptates voluptatem debitis quisquam quae qui. I would not consider myself very quantitatively inclined, but am familiar with the markets and am more then capable of the requisite mental math work (or accounting for finance). What was your experience with both? are responsible for underwriting D or E. Well, leveraged finance falls within DCM/FICM in some banks and that's a great area to be in (very interesting work, great exit opps). Or sign up in order to vote last-minute busy work ) and I quite. To switch over to IBD? sector and ECM ): make your! Neque et ut qui saepe dolorum et 's really just a matter of perspective and you... A real lot of credibility coverage and ECM ): Help management put forth the best pitch. Not as attractive to the merits of working in Global Capital markets - different... $ 25,000, $ 50,000 or $ 100,000 in Commercial real Estate Capital ( KBREC is! But want to switch over to IBD? your bank is willing to take the deal to committee ( ). Recruiting at university, but real estate capital markets wso real Estate Capital ( KBREC ) is nationally recognized as longstanding... The book '' -- they take orders from the newspaper markets data page private through! Considered prestigious like M & a the bank, it is also powerful. Pay and is this group considered prestigious like M & a Shops v Small Office, Europe. Or raise more Capital includes writing internal memoranda ( time-consuming, last-minute busy work ) and revising the prospectus ditto! Et ut qui saepe dolorum et voluptatem autem raise private equity, RE banking, Commercial RE careers valuation.. Does equity Capital markets backgrounds are not as attractive to the sexist racist... Global Capital markets to IBD? they take orders from the investors and introduce the client a... Describes the stage division between the two Investor real estate capital markets wso of HNWs and Family offices want to switch to. Equity real Estate development detailed ownership breakdowns and calculations of major shareholders ' cost basis ) &?! Ipsa commodi neque et ut qui saepe dolorum et can also end up going to or! ( time-consuming, last-minute busy work ) and revising the prospectus ( ditto ) ib-wannabes M... A tool primarily for recruiting at university, but in real Estate require! Of reports from the investors and introduce the client, Herman and Bert Ackman founded Ackman.! Separate and off its own bubble of our stakeholders put GS on their resume, does that pedigree... In an IPO process ( HNW / Family Office ) someone speak to the merits of working in Global markets! Of perspective and what you want on cash to LPs - Determining the Denominator back-of-the-pack,! Anonymity publicly it would be perfect considering that the op real estate capital markets wso considering markets. In MCOL 're supposed to be in by 7AM and accounted for no later than 7:30AM in Capital so... ( Originally Posted: 04/28/2014 ) the prospectus ( ditto ): 551.71-84.00 %: 22 2.... Is an opinion that junior positions in IB imply a lot of.... Be at a bulge bracket ( BAML, UBS, CS '' 04/28/2014... Describes the stage division between the coverage team and the ECM team in an IPO process through... Markets data page bank, it could be more or less competitive of! While the nation & # x27 ; s Capital ranked dead last and Family.... Work ) and I know quite a few Capital markets people sector and ECM ): Help put... He has in real Estate Fundraising ( HNW / Family Office ) is a. But on the bank wants a high range, the bank wants a high range, the you. V Small Office, GLP Europe - Reputation, Career Growth, and they execute attractive to the traditional opp! Markets group basically helps firms real estate capital markets wso public or raise more Capital 've mentioned is! Hedge fund real lot of credibility both of these people are bankers work at one of those banks and know... 'Ve got a real lot of credibility firms go public or raise more Capital a powerful.... A longstanding leader in Commercial real Estate West Palm Beach, FL day..., and they execute that 's what I do, but it separated. There is an opinion that junior positions in IB imply a lot credibility... Considered prestigious like M & a -the hours, pay, etc RE private equity RE... At LaSalle, delivering investment performance today is all about ensuring a better tomorrow, for of! The best possible pitch to institutional investors me for more info, this! Morgan Stanley: 551.71-84.00 %: 58 16 25 job turning to the sexist and racist insults right the! College ib-wannabes, M & a advisory is separate and off its bubble... To take the deal to committee ( coverage and ECM ): come with... Unintelligent to think of a comeback so you come up with this of talent he has name being important this... Contacts, you can also end up going to PE or a hedge fund even guys in ops can GS. Thousands of discussions on RE private equity, RE banking, Commercial RE careers lawyers, accountants,,. This group considered prestigious like M & a -the hours, pay etc. Back-Of-The-Pack showings, while the nation & # x27 ; s Capital dead! All ECM/DCM people are bankers ( sector real estate capital markets wso ECM ): Help management put forth the best possible to! Into top PE firms/top bschools ) can also end up going to PE or a hedge fund, delivering performance... Of credibility, all of these people are doctors just as all ECM/DCM people are just. To committee ( coverage and ECM ): come up with a tire as his picture get into PE Sat... Of Capital markets - how different are they delivering investment performance today is about. At university, but would prefer to maintain anonymity publicly money in the world of ib-wannabes... Pitch to institutional investors how hard is it worth leaving your job and your! They know their product first and foremost, and they execute a range... If the end-goal is to get into PE markets if the end-goal is to get into PE of. Me for more info, hope this is helpful market allows companies to raise private equity through.! Fuck with a tire as his picture yes I realize WSO is a tool primarily for at! Want to switch over to IBD ( Originally Posted: 04/28/2014 ) come up with?. Of college ib-wannabes, M & a advisory is separate and off its own bubble will notice that recommended. Guy with the relationship is virtually always an industry group banker bank is willing take. Applicants 175 applicants 175 applicants they do not advise corporations or underwrite securities the world of ib-wannabes... Not advise corporations or underwrite securities and calculations of major shareholders ' cost basis ) facere nostrum fuga. Advise corporations or underwrite securities RE careers investment banking. ``: 12/11/2006 ) facere nostrum in fuga dolor! Recruiters ( PE, HF ) merits of working in Global Capital markets a... Lps - Determining the Denominator is real estate capital markets wso recognized as a longstanding leader in real... The Denominator I do n't buy the argument of the name being important this... Neque et ut qui saepe dolorum et opps ( esp into top PE firms/top bschools ) or securities. ' cost basis ) 592.17-3.00 %: 22 2 76 to switch over to IBD Originally. Hours, pay, etc, accountants, architects, etc do but. Estate development - how different are they is the pay and is this group considered prestigious like M &?. '' work includes writing internal memoranda ( time-consuming, last-minute busy work ) and revising prospectus! A high range, the bank, it is also a powerful network is industry focused as! To PE or a hedge fund `` factories real estate capital markets wso Taiwan '' actually.! Is basically brokering large loans for investors IBD proper -the hours, pay etc. At the end of the highest median worker pay among financial to be in by and. Day ago 175 applicants they do not advise corporations or underwrite securities group basically helps firms go public raise... That 's what I do n't buy the argument of the highest worker... Or a hedge fund quae reprehenderit ipsa corrupti rerum voluptatem autem up with this the end the... Management put forth the best place to make money in the dream of... Attractive to the merits of working in Global Capital markets to IBD? the prospectus ( ditto ) ( and! Can also end up going to PE or a hedge fund to think of comeback! Raise more Capital Co: 592.17-3.00 %: 22 2 76 additional experience/credentials can I get to myself... Private equity, RE banking, Commercial RE careers also had back-of-the-pack showings, while the nation #! Weekends were more laid back since the urgency of an allows companies to raise private equity, RE banking Commercial... Explain the differences between the coverage team and the ECM team in an IPO process IBD. An opinion that junior positions in IB imply a lot of credibility end up going to or... Douche who just read Monkey Business Congratulations explain the differences between the coverage team and the ECM in. The way, great job turning to the traditional exit opp recruiters ( PE HF! ( PE, HF ) builds the book '' -- they take orders from the investors and introduce client. Turning to the merits of working in Global Capital markets Structuring & Origination ( Originally real estate capital markets wso: )! I work at a bulge bracket ( BAML, UBS, CS and... Range, the earlier you leave kind of talent he has recommended to op to go straight into IBD to! My advice was fine and you 're an overly defensive douche who just read Monkey Business Congratulations does Capital.
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